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Certain working individuals may have been “contracted out” of the state pension.
This means they may have paid lower NI contributions to pay into an earnings-related, workplace, personal or stakeholder pension in the past.
The Government states a person’s starting amount may include a deduction in these circumstances.
Britons can check their old payslips or with their pension provider to see if they were contracted out in the past.
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BRITONS could be set for a nasty shock at retirement, as many may not be entitled to the full state pension sum.
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